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Homebuying 101: One Morning, One Room, Real Answers Sold on Saturdays | Saturday, September 19 | 10 a.m. 3224 Shackleford Pass, Little Rock, AR 72205 Most people learn how to buy a house from whoever happens to be closest to them. A cousin who bought back in 2019. A coworker who had a rough closing and still talks about it. Somebody at work who heard something about credit scores that may or may not be right. That's how most of us get our information, and it's why so many peo

You Don't Have to Be Behind on Your Mortgage to Attend Foreclosure Prevention: A Round Table Discussion Saturday, September 26 · 10:00–11:30 a.m. 3224 Shackleford Pass, Little Rock, AR 72205 Free · Seating is limited · Registration required Register here By the time most homeowners call a housing counselor, the conversation has narrowed. Options that were available six months earlier have closed. Paperwork that would have taken a week now has to move in days. The homeowner i

Our work does not end when you get the keys. IAH helps families prepare for homeownership, and we support homeowners when mortgage payments become hard to manage. Whether IAH helped you prepare for homeownership or we are meeting for the first time, our foreclosure counseling is open to homeowners across Arkansas. Meet with us by phone, Zoom, or in person. There is no charge. We know that reaeching out can be hard, especially when you feel embarrassed or worry about being jud

Ready to buy your first home? We just made getting started easier than ever. In Affordable Housing is please to offer homebuyer education two ways — take it online at your own pace, or join us in person for a live class. Pick the one that fits your life, and either way you'll walk away with a completion certificate in hand. Here's what makes each option great. New! Learn online with eHome America Life is busy, and now your homebuyer education can fit right into it. Our online

On July 11, the 21st Century ROAD to Housing Act became federal law. According to the House Financial Services Committee, it is the most comprehensive housing legislation Congress has passed in over three decades, and it was championed by Arkansas Congressman French Hill. The need behind it is real. According to Congressman Hill's office, the average first-time homebuyer in 2019 was 33 years old. Today, that number is 40. Home prices have risen roughly 30 percent since 2019 e

Looking for your next home in Little Rock? Mark your calendar for this Sunday, July 12, from 2:00 to 4:00 PM, and come tour 1620 Glenda Drive in person. This 3-bedroom, 2-bath home is listed at $190,000 — a price point that's getting harder to find in today's market. Plus, qualified buyers may get 100% finsncing. Photos only tell you so much. Walking through a home is how you find out if it fits your life: where the morning light lands, how the rooms flow, whether you can a

For the men and women who served our country, a safe, stable, accessible home isn't a luxury — it's the very least a grateful nation can offer. Beginning July 1, 2026, a new round of funding opens to help make that home a reality, and Arkansas veterans are eligible. The Federal Home Loan Bank of Dallas (FHLB Dallas) is making $700,000 in Housing Assistance for Veterans (HAVEN) grants available across its five-state territory — and Arkansas is one of those states. That means v

At In Affordable Housing, Inc., our expertise is housing — homebuyer education, housing counseling, down payment assistance guidance, foreclosure prevention, and building affordable homes across Arkansas. That's where we focus every day, and it's what we do well. But the phone doesn't always ring with a housing question. Sometimes the caller needs diapers before the end of the week. Sometimes a family is behind on a utility bill and dreading the next notice. Sometimes it's s

When you sit down with a housing counselor at In Affordable Housing, one of the first things we'll talk about is your credit. And you might wonder: Why pull a special report when I can check my credit for free online? Great question. Here's the honest answer. The free report isn't the full picture. Those free credit checks you pull from apps and websites are useful for a quick glance, but they often show only one bureau, a rounded "educational" score, and limited detail. Lend

Most Arkansas renters who could already buy a home don’t — because of one belief: “I don’t have a down payment.” That belief has cost more families homeownership than bad credit, low income, and high rates combined. And here is the truth nobody is telling you: that belief is wrong. Down payment assistance (DPA) is real money — grants, forgivable loans, and silent second mortgages — designed specifically to cover the cash that has been standing between you and a closing table.

At a lot of housing organizations, the person who manages building a home and the person who helps a family move into one are two different people. At In Affordable Housing, Inc. (IAH), they happen to be the same. We’re proud to congratulate Rod Isom, IAH’s Construction Manager & Housing Counselor, on earning his certification as a U.S. Department of Housing and Urban Development (HUD) Housing Counselor. A U.S. Navy veteran, Rod brings the discipline and attention to detail o

IAH welcomes Melanie King. HUD Certified Housing Counselor and Real Estate Agent, to the Counseling team. Maybe you've been told your credit isn't good enough. Maybe the down payment feels impossible, or the paperwork is overwhelming, or you've simply never had anyone walk you through how buying a home actually works. If any of that sounds familiar, here's something worth knowing: you don't have to figure it out alone. IAH is helping Arkansans become — and stay — homeowners i

At In Affordable Housing, some of our best workshops happen when people show up together. One person asks the question everyone else was thinking. Somebody pulls out a calculator. Somebody else starts browsing listings on their tablet before we even get to that part. It turns into a whole thing — and honestly, that's when the magic happens. Because buying a home can feel heavy when you're sitting with it alone. But when your friend is right next to you learning the same stuff

April is Financial Literacy Month — and there's no better time to take an honest look at where you stand financially. Whether you're working on building credit, paying down debt, or just trying to make your money stretch further, small steps taken now can make a real difference. At IAH, we're here to help you move forward with confidence. IAH provide the tools, resources, and one-on-one guidance you need to take control of your financial future. Let's get started.

Kedrick Dobbins, Bank OZK Residential Mortgage Senior Community Loan Originator, with IAH CEO and Founder Roma Isom. In Affordable Housing, Inc. (IAH) is pleased to announce a $5,000 contribution from Bank OZK in support of IAH's homebuyer education and affordable housing programs serving families across Central Arkansas. IAH, a HUD-certified nonprofit founded in 1994, has directed more than $125 million in housing investment across a 12-county service area — connecting low-

You Have More Options Than You Think. How IN Affordable Housing Guides Arkansas Homeowners Through the Process I f you’ve missed a mortgage payment—or several—you already know the knot in your stomach that comes with it. The calls from your lender. The letters piling up. The fear that you’re about to lose everything. You’re not alone. Nationally, foreclosure filings rose 32% year-over-year in January 2026, with over 40,000 properties receiving default notices, auction sched

Finding an affordable home in today’s market can be challenging, especially when many lower-priced properties need repairs. One financing option designed to address this gap is the FHA Section 203(k) Rehabilitation Mortgage Insurance Program. This program allows borrowers to finance both the purchase (or refinance) of a home and the cost of eligible renovations in a single mortgage (U.S. Department of Housing and Urban Development [HUD], 2024). The 203(k) program is available

Every June, the nation celebrates National Homeownership Month — a time to recognize how homeownership supports families and communities. At IN Affordable Housing, we focus on what comes before the celebration. We help people prepare, plan, and get positioned to buy with confidence. March is the strategic sweet spot to lay the groundwork. Whether you're a first-time buyer or planning your next move, the steps you take now — credit, budget, and a clear plan — put you months ah

Homeownership can transform a family's financial trajectory across generations. Here's how it works and how to maximize the opportunity....

IAH develops and sells restored single-family homes to income-qualified buyers. Homes receive full health and safety repairs, energy and...