Housing Counseling
In Affordable Housing, Inc. is a HUD-approved housing counseling agency serving a 12-county area in Central Arkansas. From our home base in Little Rock, we help families prepare for, reach, and keep homeownership through education, counseling, and support at every stage.
In your session, you'll build a budget that fits your real life and learn what you can truly afford in a monthly mortgage payment.
You'll leave with a clear picture of where you stand financially and a step-by-step action plan for reaching your goal.
We'll also check whether you may qualify for down payment or closing cost assistance programs.
A national study found that homebuyers who completed pre-purchase counseling through NeighborWorks organizations — like In Affordable Housing — were one-third less likely to fall seriously behind on their mortgage in the first two years of homeownership.
Action Planning
In a one-on-one pre-purchase session, your HUD-certified counselor will help you spot what's standing between you and homeownership — and give you tools to move past it. Together you can:
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Learn what credit score lenders look for and how to strengthen yours
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Take an honest look at your spending habits
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Build a budget you can actually stick to
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Map out a personal action plan
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Stay on top of your bills while saving for what's ahead
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See if you qualify for down payment and closing cost assistance
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Compare loan options so you can choose wisely
Please note: there is a $50 fee to pull a detailed credit report as part of your counseling session.
Thinking about buying a home?
We'll help you make informed choices and a purchase you can afford for the long haul. Take the first step today
